Chamber Benefit Plan helps Missouri small businesses keep health insurance costs in check

JEFFERSON CITY, Mo. – As the cost of employer-sponsored health coverage rises nationally, an innovative health insurance model is providing real savings for small businesses in Missouri.


With rising inflation, annual family premiums for employer-sponsored health insurance climbed an average of seven percent this year, according to a new survey from health policy research firm KFF.


However, a health insurance product from the Missouri Chamber Federation is helping small- and mid-sized employers combat those rising costs. The Chamber Benefit Plan uses a multiple employer welfare arrangement (MEWA) model to enable small businesses to join together and share in the overall claims risk by being part of a larger self-funded pool. 


In a 2022 poll, 80% of plan participants said the Chamber Benefit Plan reduced their company’s health insurance costs by at least 10 percent. More than three-quarters of respondents said renewal expenses have stayed affordable each year.


“Members tell us frequently how the Chamber Benefit Plan has stabilized and reduced their insurance costs while offering great coverage for their employees,” said Dan Mehan, president and CEO of the Missouri Chamber of Commerce and Industry. “We are thrilled to help small employers secure real savings, and we look forward to spreading the word about this valuable health insurance option.”


The health insurance offered by the Chamber Benefit Plan was first rolled out to a limited number of small businesses in 2017. Since then, it has grown to nearly 4,000 groups and 45,000 covered lives.


The plan is offered across Missouri to businesses with 2-50 eligible employees. Small employers who want to learn more and find a certified broker can start by visiting


To listen to testimonials from Missouri small businesses, visit the links below:

The Missouri Chamber of Commerce and Industry is the largest business association in Missouri. Together with the Missouri Chamber Federation, the Missouri Chamber represents more than 75,000 employers. To learn more, go to, or follow us @MissouriChamber on Twitter.