By Jackie Dover
We have had some very nice, spring like days in February. Days that give us false hope that winter is over and spring is here. However, we need to remember that winter has its place and spring will eventually come.
Most of us do not want to think about what happens when someone they care about dies but there are things that need to be done to make things easier on the grieving family and friends. Arrangements need to be made and there can be lots of paperwork to take care of. Everyone’s circumstances will be different but some things are universal.
One of the first things that is needed is the death certificate. A qualified medical profession will do an official declaration of death. You will probably need several copies of the certificate:
You will need death certificates to file for insurance benefits, if there are multiple policies, you will need one for each
Social Security will also need a copy, but this is usually provided by the funeral home
You may need to take a copy to their financial institutions and close accounts or transfer money to beneficiaries
A certificate is usually needed to get assets or property transferred
You may also need copies to close accounts or file taxes, this will vary and it is better to have a few extra
Notifications should be made to family, friends, coworkers and others who need to know. Arrangements need to be made depending on the wishes and pre-planning of the loved one. The funeral director will be very helpful guiding you through what you can afford and what you want. Though this is new to you, they have experience and can answer your questions and help this process be as easy as possible.
You may need to secure the property of the loved one, especially if they live alone. If they do live alone and have pets, they will need to be fed and homes found for them. Take out the trash and clean out the fridge, water the plans. These little things can make a big difference to you.
One thing that should be done as soon as you are able is to make an appointment to speak with Social Security, especially if you are the spouse. You may get a new amount on your monthly Social Security payment. This new amount could change your eligibility for extra help programs. With a change in the number of people in the household and income, you may qualify for some programs and in some cases; you might lose benefits, it is important to know as soon as possible if there will be any changes.
This is just a brief list of things to do when a loved one passes away. What you can do will vary based on your relationship to the deceased and what plans they have made prior. Just remember during this difficult time to take care of yourself, allow yourself time to grieve and focus on yourself.
If you have questions about aging or need assistance, please call Aging Matters, 1-800-392-8771. Because….Aging Matters.